AI Geo Navigators
HISAABHazard, Impact & Simulation Analysis for Asset-Based risk · AI Geo Navigators
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Pakistan disaster risk at a glance

What makes up the yearly loss

Cost by return period · approximate

Expected loss in an average year, by district

Click a district for its risk card

Ten districts with the highest expected yearly loss

What if a past disaster happened today?

houses destroyed or badly damaged

Hardest-hit districts

· hatched: Indian Illegally Occupied Jammu Kashmir (disputed) · dashed: Line of Control · grey: none in footprint

Layer catalogue

Peril ledger · what stands inside each footprint

1-in-100 or the nearest modelled scenario. Counts from the source's own crossing tables.

People inside the 1-in-100 flood footprints, by province

Withheld, and why

Climate vulnerable exposure — SBP FSD Circular 01 of 2025

CVE = exposure × district weight (High 100% · Medium 50% · Low 20%) × sector weight (High 100% · Medium 30% · Low 10%). Sector bands are the circular's Annexure-A Table 2. District band is a hazard proxy for the NDMP 2025 flood score the circular names: the share of the district inside the 1-in-100 riverine, flash and urban flood footprints — none is Low, the rest split at the median. Add an ndmp column (extremely low / low / medium / high) and it wins. Unknown districts score High. Scoring runs in your browser; nothing is uploaded.

Drop a loan-book CSV here, or click to choose
columns: district, sector, exposure_pkr, deposits_pkr (optional), ndmp (optional)

District band · AGN flood-footprint proxy (not the NDMP score)

HighMediumLow

Check one location

Type coordinates or click the map below. River flood and earthquake are worked out for the location's 250 m cell with the same rules as AGN's engines; landslide, flash flood, cyclone, heat and drought are the tehsil's layers. Needs the AGN server (serve.py).

Screen your locations

Factories, warehouses, branches, schools or loan collateral: each location is placed in its district and gets that district's hazard profile and average loss rate. The file is read in your browser. The point check then sends each row's coordinates, building type and value to this platform's own server (not to any other party) and nothing is stored there.

Drop a locations CSV here, or click to choose
columns: name, lat, lon, value_pkr (optional, replacement value of the buildings), type (optional: katcha, semi_pucca, pucca, commercial, industrial)

Where they are

Districts shaded by expected yearly loss per person; dots are your locations. Click anywhere to check that point.
No locations yet.

Districts

Scenario builder

Pick one or more design events and an area. Footprints and what stands inside them come from the hazard layers; under a CMIP6 climate the same footprint keeps its size but returns more often. Loss comes only from the CLIMADA plugin, for the perils in its run.

Monte Carlo · simulated years of exposure

Each simulated year draws an event for every chosen peril and district from its return-period curve. How far apart districts can be in one year is set by the dependence: 0 = every district independent, 1 = the same return period everywhere (how hazard maps are drawn). Exposure only; loss is in the loss engine panel below.

Losses

Loss engine · CLIMADA plugin

Loss figures (average annual loss, 1-in-200, VaR, TVaR) come from AGN's own engine, run outside the platform on CLIMADA. The platform does not install or import it: the engine drops one results file into the plugin slot, the build checks it against the contract, and every loss card fills. Until then each card is empty and marked "Needs plugin with CLIMADA". The source's scenario losses are not shown.

Plugin slot

Calibration · the run against recorded disasters

Recent years · 2025 and 2026 (to 30 Sep) replayed through the run

Combined modelled hazards · Pakistan

Flood damage beyond buildings · crops, livestock, roads, railways, power, telecom, irrigation

Outdoor air pollution and health · model estimate, not recorded deaths

Average annual loss
1-in-200 aggregate
TVaR 99.5%

Year loss table · distribution

Needs plugin with CLIMADA.

Hazard inputs already in the platform

Footprint grows with return period

A larger event should cover at least as much ground. Where it does not, the source layers disagree with each other.

Registers · this bundle against the source

Schools in the riverine flood footprint · records and schools

The source writes one row per hazard band, so rows over-count. The platform counts distinct positions.

Unit and geometry faults found at source

What the platform shows and withholds

Data notes

Rain gauges against ERA5-Land · wettest day

GHCN-Daily gauges with 10 or more complete years in 1980-2025. Gauge days are multiplied by 1.13 to compare with ERA5-Land's rolling 24 hours (WMO-No. 1045). The factor is gauge over ERA5-Land; it scales the design rainfall of districts within 250 km.

Risk index · method

CMIP6 climate projections · what is behind every climate-change layer